Free US paycheck calculators for 2026
See what you take home after federal income tax, Social Security, Medicare and state withholding, for salary or hourly pay. Payroll Stack is an independent calculator site, not a payroll company.
Last updated
Estimated take-home pay per paycheck
$1,690.85
$43,962.10 a year, 26 paychecks in Texas
| Item | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,000.00 | $52,000.00 |
| Federal income tax | −$156.15 | −$4,059.90 |
| Social Security (6.2%) | −$124.00 | −$3,224.00 |
| Medicare (1.45%) | −$29.00 | −$754.00 |
| Take-home pay | $1,690.85 | $43,962.10 |
Total taxes: $309.15 per paycheck, $8,037.90 a year. Amounts are shown in cents; payroll systems may round withholding to whole dollars.
Rates as of: IRS Pub 15-T (2026), rev. Dec 3, 2025 · SSA 2026 · Texas: Tax Foundation, State Individual Income Tax Rates and Brackets, 2026. Methodology and sources
This is payroll withholding, not your final tax bill. Your actual tax may differ when you file.
Calculators
- Paycheck calculatorFederal, state, Social Security and Medicare withholding for one paycheck.
- Take-home pay calculatorYour salary after taxes, per year and per paycheck.
- Salary to hourlyConvert between hourly, weekly, monthly and annual pay.
- Methodology and sourcesEvery formula, rate and the official source it came from.
Paycheck calculators by state
15 states are supported so far. More states are being added after their 2026 withholding formulas are checked.
- Alabama (coming soon)
- AlaskaNo state income tax
- Arizona
- Arkansas (coming soon)
- California (coming soon)
- Colorado (coming soon)
- Connecticut (coming soon)
- Delaware (coming soon)
- District of Columbia (coming soon)
- FloridaNo state income tax
- Georgia (coming soon)
- Hawaii (coming soon)
- Idaho (coming soon)
- Illinois
- Indiana (coming soon)
- Iowa (coming soon)
- Kansas (coming soon)
- Kentucky
- Louisiana (coming soon)
- Maine (coming soon)
- Maryland (coming soon)
- Massachusetts (coming soon)
- Michigan
- Minnesota (coming soon)
- Mississippi (coming soon)
- Missouri (coming soon)
- Montana (coming soon)
- Nebraska (coming soon)
- NevadaNo state income tax
- New HampshireNo state income tax
- New Jersey (coming soon)
- New Mexico (coming soon)
- New York (coming soon)
- North Carolina
- North Dakota (coming soon)
- Ohio (coming soon)
- Oklahoma (coming soon)
- Oregon (coming soon)
- Pennsylvania
- Rhode Island (coming soon)
- South Carolina (coming soon)
- South DakotaNo state income tax
- TennesseeNo state income tax
- TexasNo state income tax
- Utah (coming soon)
- Vermont (coming soon)
- Virginia (coming soon)
- WashingtonNo state income tax
- West Virginia (coming soon)
- Wisconsin (coming soon)
- WyomingNo state income tax
About Payroll Stack
Payroll Stack publishes free calculators that estimate US paycheck withholding the way an employer's payroll system works it out: the IRS percentage method in Publication 15-T for federal income tax, the Social Security and Medicare rates, and each supported state's own withholding formula.
We run no payroll and hold no money. The amounts you type into a calculator are never sent to us; they stay in your browser. Every rate comes from a published source, almost all of them IRS, Social Security or state agency documents, listed with their dates on the methodology page.